{"id":645,"date":"2023-10-27T15:19:30","date_gmt":"2023-10-27T15:19:30","guid":{"rendered":"https:\/\/web4.rkinformatika.net\/marisolbravo\/?page_id=645"},"modified":"2024-11-29T15:31:28","modified_gmt":"2024-11-29T15:31:28","slug":"blog","status":"publish","type":"page","link":"https:\/\/marisolbravo.com\/eus\/blog\/","title":{"rendered":"Blog"},"content":{"rendered":"<style>.elementor-645 .elementor-element.elementor-element-58e27f31:not(.elementor-motion-effects-element-type-background), .elementor-645 .elementor-element.elementor-element-58e27f31 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/09\/young-asian-student-in-casual-clothes-watching-tutorial-and-studying-lecturer-education-online-class.jpg\");background-position:center center;background-size:cover;}.elementor-645 .elementor-element.elementor-element-58e27f31 > 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and (min-width:768px){.elementor-645 .elementor-element.elementor-element-21dc0ed5{width:60%;}.elementor-645 .elementor-element.elementor-element-550f1e14{width:40%;}}<\/style>\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"645\" class=\"elementor elementor-645\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-58e27f31 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"58e27f31\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-21dc0ed5\" data-id=\"21dc0ed5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-61085f9d elementor-widget elementor-widget-heading\" data-id=\"61085f9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Bienvenido a mi blog<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3fd9943f elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"3fd9943f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/marisolbravo.com\/eus\/contacto\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Cont\u00e1ctame<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-550f1e14\" data-id=\"550f1e14\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-cfbdbf3 e-flex e-con-boxed e-con e-parent\" data-id=\"cfbdbf3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-ae79bb6 e-con-full e-flex e-con e-child\" data-id=\"ae79bb6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29ac15b elementor-widget elementor-widget-heading\" data-id=\"29ac15b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Cu\u00e1l es la diferencia entre el tipo de inter\u00e9s efectivo y el tanto nominal \n\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b73c458 elementor-widget elementor-widget-image\" data-id=\"b73c458\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"758\" src=\"https:\/\/marisolbravo.com\/wp-content\/uploads\/2024\/11\/the-percent-sign-concept-discount-sale-isolate-1024x970.jpg\" class=\"attachment-large size-large wp-image-1271\" alt=\"The percent sign. Concept: discount sale Isolate\" srcset=\"https:\/\/marisolbravo.com\/wp-content\/uploads\/2024\/11\/the-percent-sign-concept-discount-sale-isolate-1024x970.jpg 1024w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2024\/11\/the-percent-sign-concept-discount-sale-isolate-300x284.jpg 300w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2024\/11\/the-percent-sign-concept-discount-sale-isolate-768x728.jpg 768w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2024\/11\/the-percent-sign-concept-discount-sale-isolate-1536x1455.jpg 1536w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2024\/11\/the-percent-sign-concept-discount-sale-isolate-13x12.jpg 13w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2024\/11\/the-percent-sign-concept-discount-sale-isolate.jpg 2000w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d8c470 elementor-widget elementor-widget-text-editor\" data-id=\"5d8c470\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p><p>El tanto efectivo anual coincidir\u00e1 con la tasa anual equivalente (TAE) si no hubiera gastos.<\/p><p>TAE = tipo de inter\u00e9s efectivo, incluyendo costes, comisiones e intereses expl\u00edcitos, impl\u00edcitos y escalonados. Es decir, es el indicador m\u00e1s fiable.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d018ab4 e-con-full e-flex e-con e-child\" data-id=\"d018ab4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f42f416 elementor-widget elementor-widget-text-editor\" data-id=\"f42f416\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Solamente hay 2 tipos de tasas de inter\u00e9s: la nominal (TIN) y la efectiva (TIE)<\/p><p>Lo vemos con un ejemplo:<\/p><p>Un banco nos cobra el <strong>6%<\/strong> de inter\u00e9s compuesto anual por un pr\u00e9stamo.<\/p><p>El tipo de inter\u00e9s equivalente mensual ser\u00eda del <strong>0\u20195%<\/strong> (0\u201906 : 12) en capitalizaci\u00f3n simple<\/p><p>Pero en capitalizaci\u00f3n compuesta, el tipo mensual equivalente ser\u00eda el <strong>0\u20194867%<\/strong> (1\u201906<sup>1\/12<\/sup> \u2013 1)<\/p><p>Dado que los bancos calculan sus pr\u00e9stamos en capitalizaci\u00f3n <u>compuesta<\/u>, nos quedamos con este \u00faltimo dato.<\/p><p>El tanto nominal anual ser\u00eda el resultado de multiplicar el tanto mensual por doce (o el tanto trimestral por cuatro, o el tanto semestral por dos, \u2026)<\/p><p>Tanto nominal anual = 0\u2019004867 x 12 = 0\u2019058410 = <strong>5\u2019841%<\/strong><\/p><p>En definitiva:<\/p><p>Tanto efectivo anual = TIE = 6%<\/p><p>Tanto mensual equivalente = 0\u20194867%<\/p><p>Tanto nominal anual capitalizable por meses = 5\u2019841%<\/p><p>\u00a0<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6568bd8 e-flex e-con-boxed e-con e-parent\" data-id=\"6568bd8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-689e28a elementor-widget elementor-widget-heading\" data-id=\"689e28a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">C\u00f3mo contabilizar la factura del agua<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-57192a4 e-flex e-con-boxed e-con e-parent\" data-id=\"57192a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2e10ad7 e-con-full e-flex e-con e-child\" data-id=\"2e10ad7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8dff7e4 elementor-widget elementor-widget-text-editor\" data-id=\"8dff7e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si nos fijamos en nuestra factura del agua, adem\u00e1s del agua estamos pagando por otros conceptos como el saneamiento y el alquiler del contador.<\/p><p>Hay que tener en cuenta que el IVA aplicado al agua es el 10%, el del alquiler del contador es el 21% y el saneamiento no lleva IVA<\/p><p>Por ello, el asiento quedar\u00eda asi:<\/p><table><tbody><tr><td width=\"73\">\u00a0<\/td><td width=\"208\"><p>(628) Suministros<\/p><p>(472.21) HP IVA soportado<\/p><p>(472.10) HP IVA soportado<\/p><\/td><td width=\"28\"><p>\u00a0<\/p><p>\u00a0<\/p><p>a<\/p><\/td><td width=\"198\"><p>\u00a0<\/p><p>\u00a0<\/p><p>(410) Acreedores<\/p><\/td><td width=\"68\">\u00a0<\/td><\/tr><\/tbody><\/table><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c1d61b9 e-con-full e-flex e-con e-child\" data-id=\"c1d61b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eab0994 elementor-widget elementor-widget-image\" data-id=\"eab0994\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"530\" src=\"https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/blank-notepad-with-the-inscription-pay-utility-bills-calculator-and-money-on-the-table-1-1024x678.jpg\" class=\"attachment-large size-large wp-image-765\" alt=\"Blank notepad with the inscription Pay utility bills, calculator and money on the table\" srcset=\"https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/blank-notepad-with-the-inscription-pay-utility-bills-calculator-and-money-on-the-table-1-1024x678.jpg 1024w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/blank-notepad-with-the-inscription-pay-utility-bills-calculator-and-money-on-the-table-1-300x199.jpg 300w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/blank-notepad-with-the-inscription-pay-utility-bills-calculator-and-money-on-the-table-1-768x509.jpg 768w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/blank-notepad-with-the-inscription-pay-utility-bills-calculator-and-money-on-the-table-1-1536x1017.jpg 1536w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/blank-notepad-with-the-inscription-pay-utility-bills-calculator-and-money-on-the-table-1-2048x1356.jpg 2048w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/blank-notepad-with-the-inscription-pay-utility-bills-calculator-and-money-on-the-table-1-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-146804c e-flex e-con-boxed e-con e-parent\" data-id=\"146804c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f433dd elementor-widget elementor-widget-heading\" data-id=\"6f433dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Diferencia entre un proveedor y un acreedor<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e4eb37 e-flex e-con-boxed e-con e-parent\" data-id=\"7e4eb37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8b11efc elementor-widget elementor-widget-text-editor\" data-id=\"8b11efc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>El proveedor suministra un producto o servicio esencial para el desarrollo de la empresa que lo compra<\/p><p>El acreedor, en cambio, presta un servicio no relacionado directamente con las actividades principales de la empresa<\/p><p>Ejemplo:<\/p><p>Si la actividad principal de mi empresa es la compra-venta de libros, mis proveedores son aquellas empresas (almacenes, editoriales,\u2026) que me suministran los libros que luego vender\u00e9. Mis acreedores son aquellos a los que les debo por alquileres, suministros, publicidad, \u2026<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-760ad38 e-flex e-con-boxed e-con e-parent\" data-id=\"760ad38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b06f8db e-con-full e-flex e-con e-child\" data-id=\"b06f8db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8dd4330 elementor-widget elementor-widget-text-editor\" data-id=\"8dd4330\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p><p>Lo primero que hay que hacer es <u>elaborar las cuentas anuales<\/u>. Desde la fecha de cierre del ejercicio contable, hay un plazo de 3 meses para ello (plazo m\u00e1ximo 31 marzo)<\/p><p>A continuaci\u00f3n, hay que <u>legalizar los libros contables<\/u> (cuentas anuales) present\u00e1ndolos de manera telem\u00e1tica en el registro mercantil en el plazo de 4 meses desde el cierre (plazo m\u00e1ximo 30 abril)<\/p><p>No olvides que las cuentas deben ser <u>presentadas y aprobadas<\/u> en Junta General en un plazo m\u00e1ximo de 6 meses desde el cierre (plazo m\u00e1ximo 30 junio)<\/p><p>Una vez hechos todos estos pasos, las CCAA deben <u>depositarse<\/u> y hacerse publicas en el Registro Mercantil. Plazo m\u00e1ximo un mes despu\u00e9s de su aprobaci\u00f3n en Junta (fecha l\u00edmite: 30 julio)<\/p><p>El deposito se puede hacer en formato papel, en soporte CD o DVD, o por v\u00eda telem\u00e1tica.Para que la presentaci\u00f3n sea v\u00e1lida, hay que entregar junto con las CCAA el certificado de aprobaci\u00f3n de la Junta, as\u00ed como una declaraci\u00f3n de identificaci\u00f3n del titular real de la sociedad a efectos de la prevenci\u00f3n del blanqueo de capitales y financiaci\u00f3n del terrorismo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ccd14fd e-con-full e-flex e-con e-child\" data-id=\"ccd14fd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3453264 e-flex e-con-boxed e-con e-child\" data-id=\"3453264\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5109092 elementor-widget elementor-widget-heading\" data-id=\"5109092\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><br>Plazos de presentaci\u00f3n de las\nCuentas Anuales<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a254fe elementor-widget elementor-widget-text-editor\" data-id=\"1a254fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si tienes una sociedad, debes presentar las CCAA en el Registro Mercantil<\/p><p>(no hacerlo acarrea sanciones)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d9ec184 e-flex e-con-boxed e-con e-child\" data-id=\"d9ec184\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5726751 elementor-widget elementor-widget-image\" data-id=\"5726751\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"370\" src=\"https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/accounting-money-1024x473.jpg\" class=\"attachment-large size-large wp-image-1030\" alt=\"Accounting money\" srcset=\"https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/accounting-money-1024x473.jpg 1024w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/accounting-money-300x139.jpg 300w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/accounting-money-768x355.jpg 768w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/accounting-money-1536x709.jpg 1536w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/accounting-money-2048x946.jpg 2048w, https:\/\/marisolbravo.com\/wp-content\/uploads\/2023\/11\/accounting-money-18x8.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Bienvenido a mi blog Cont\u00e1ctame Cu\u00e1l es la diferencia entre el tipo de inter\u00e9s efectivo y el tanto nominal \u00a0 El tanto efectivo anual coincidir\u00e1 con la tasa anual equivalente (TAE) si no hubiera gastos. TAE = tipo de inter\u00e9s efectivo, incluyendo costes, comisiones e intereses expl\u00edcitos, impl\u00edcitos y escalonados. Es decir, es el indicador [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-645","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blog - Marisol Bravo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/marisolbravo.com\/eus\/blog\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog - Marisol Bravo\" \/>\n<meta property=\"og:description\" content=\"Bienvenido a mi blog Cont\u00e1ctame Cu\u00e1l es la diferencia entre el tipo de inter\u00e9s efectivo y el tanto nominal \u00a0 El tanto efectivo anual coincidir\u00e1 con la tasa anual equivalente (TAE) si no hubiera gastos. TAE = tipo de inter\u00e9s efectivo, incluyendo costes, comisiones e intereses expl\u00edcitos, impl\u00edcitos y escalonados. 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